643 S Berthe Avenue Panama City, FL 32404
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Kelli Garrett, Century 21 Commander Realty, Inc.

  643 S Berthe Avenue Panama City, FL 32404

Active (2 Days)
$525,000 (USD)
3
BED
3
BATH
2,334
SQFT

Description

Embrace the saltwater lifestyle in an area called Waters Edge! Tucked away in a peaceful setting, this deepwater property captures the charm of coastal living with scenic waterfront views and sailboats dotting the surrounding waters. With 3 bedrooms, 2.5 baths, and 2,334 square feet of living space, this home includes a private dock with boat lift and an inviting setting to enjoy life on the water.

The L-shaped floor plan boasts an open living, dining, and kitchen area with vaulted ceilings, cedar walls, and a striking fireplace with a substantial hearth and mantel. Large windows fill the living spaces with natural light while showcasing views of the water. The kitchen is equipped with a spacious breakfast bar, center island, and ample cabinet and counter space (Perfect for Entertaining). The primary bedroom overlooks the water and provides direct access to the back porch, while each of the additional bedrooms has its own sink for added convenience.

Outdoor living is truly the highlight of this property! The oversized back porch extends the living space outdoors, with both covered and open areas ideal for entertaining, relaxing, or simply taking in the waterfront scenery. The landscaped backyard includes a 4-foot-deep soaking pool, while the private dock with boat lift makes it easy to enjoy time on the water. Water and electrical lines extend to the dock for added convenience. Other notable details include a metal roof, storage shed, ample parking out front, and mature landscaping throughout the property.

With its tucked-away location, spacious layout, and deepwater access, this home offers an appealing combination of comfort and coastal living. Whether boating, watching the sailboats, or relaxing on the back porch, there are plenty of ways to enjoy the waterfront lifestyle!

MLS #:
797204
Taxes
$3,317(2025)
Lot Size
0.42 acres
Type
Single-Family Home
Year Built
1986
Views
Bayou, Water
County
Bay County
Community
Waters Edge

Listed By

Kelli Garrett, Century 21 Commander Realty, Inc.
Source
CENTRAL PANHANDLE
Last checked Oct 31 2026 at 4:35 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • Laundry: Stacked
  • Electric Oven
  • Gas Water Heater
  • Electric Range
  • Tankless Water Heater
  • Windows: Double Pane Windows
  • Washer/Dryer Stacked
  • Main Level Primary
  • Walk-In Pantry
Subdivision
  • Waters Edge
Property Features
  • Fireplace: Gas
Heating and Cooling
  • Electric
  • Central
  • Fireplace(s)
  • Ceiling Fan(s)
  • Central Air
Pool Information
  • Above Ground
  • Private
Flooring
  • Vinyl
  • Plank
Exterior Features
  • Roof: Metal
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Parker
  • Middle School: Rutherford Middle
  • High School: Rutherford
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
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Interest rate
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Mortgage calculator estimates are provided by C21 Commander Realty, Inc. and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/31/26 09:35