123 Rowe Avenue Panama City, FL 32401
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Tonia Hathaway, Century 21 Commander Realty, Inc.

  123 Rowe Avenue Panama City, FL 32401

Active (2 Days)
$239,900 (USD)
2
BED
2
BATH
975
SQFT

Description

Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile.

Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements.

Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.

MLS #:
792737
Lot Size
9,583 SQFT
Type
Single-Family Home
Year Built
1960
Style
Florida
County
Bay County
Community
Sudduths 4th Add

Listed By

Tonia Hathaway, Century 21 Commander Realty, Inc.
Source
CENTRAL PANHANDLE
Last checked Jul 19 2026 at 4:28 AM GMT+0000
Bathroom Details
  • Full Bathroom: 1
  • Half Bathroom: 1
Interior Features
  • Electric Oven
  • Electric Range
  • Tankless Water Heater
  • Shower Only
Subdivision
  • Sudduths 4Th Add
Property Features
  • Foundation: Slab
Heating and Cooling
  • Natural Gas
  • Ceiling Fan(s)
  • Central Air
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available, Cable Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay
Parking
  • Paved
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
%
Interest rate
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Mortgage calculator estimates are provided by C21 Commander Realty, Inc. and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/18/26 21:28